Whether you're a new home buyer looking for a first-time mortgage or needing to refinance your home mortgage, there are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms. Luckily, you don't have to face it alone. At Bennett Home Mortgage, LLC, we understand that there is no one size fits all solution to home financing. Our experienced mortgage experts will work with you to find the best types of mortgages for your individual needs. For those buying a home, we offer free up-front credit approvals and fast on-time closings to make your loan as simple and easy as possible.
Fixed Rate Loans
With a Fixed Rate Loan, your interest rate and monthly payment will remain the same even if market rates increase. This loan is the most popular home loan because it offers the security of knowing exactly what your mortgage expenses will be for the entire length of the loan. We provide 30 Year Fixed Rate, 20 Year Fixed Rate Loans, 15 Year Fixed Rate Loans, and 10 Year Fixed Rate Loans to meet your individual needs.
FHA Loans
These are federally insured loans. Typically, FHA loans require a 3.5% down payment, making them popular among first-time home buyers and those with less-than perfect credit.
Home Improvement Loans
Finance alterations, remodeling or structural improvements with one of our Home Improvement Loans.
Jumbo Mortgage
Conventional loans are often not enough to cover the financing for higher-priced luxury homes. Therefore, a Jumbo Loan will be necessary.
Reverse Mortgage
Seniors aged 62 and over are able to convert the equity in their homes to monthly income or a line of credit. Reverse Mortgages can also be used to purchase your retirement home.
VA Loans
Active duty military personnel and veterans can qualify for a loan program that is federally insured by the United States Department of Veterans Affairs.
One Time Close Construction Loans
We also provide financing for loans that don't meet traditional guidelines are hundreds of types of mortgages and refinancing loan options available, each with their own qualification and terms.
